Investment Services*
We recognize the commitment and responsibility we undertake when we provide investment advice. That’s why we listen closely to your needs and concerns, and deliver high-quality investment services that correspond to your unique objectives. A wide range of investment objectives can be pursued through the use of a variety of mutual funds and asset allocation services.

Trust and Estate Planning Strategies*
We represent several trust companies. Trusts can be ideal for keeping assets out of probate and for reducing estate and income taxes. They can be used to transfer assets for the protection of your heirs, to avoid taxation of life insurance proceeds in your estate and to keep your assets intact while paying income to someone you designate. Through the use of various trusts and other planning techniques, we can help you protect what you’ve worked a lifetime to build, and make sure that your assets are distributed when and as you want them to be.

Business Continuation
Working with your other professional advisors, we design, implement and provide funding alternatives for business continuity and/or succession plans in the event you die prematurely or become disabled. By providing business valuation services, tax-deferred funding vehicles for buy/sell agreements, and business succession plans, we can help your business succeed both today and tomorrow.

Retirement Plans
We offer full, qualified retirement planning services, including plan design, administration and investment management. At retirement, our advisors can help you determine how to best receive your retirement benefits, as well as help you invest those assets and address your retirement concerns.

Life Insurance
Life and disability insurance are about risk. Risk is the exposure to the possibility of loss, and it can be assumed, ignored, or transferred to a risk bearer. By asking the right questions and listening to your answers, we are able to recommend, and help you implement, strategies to meet your personal and business goals and objectives.

Disability Income Insurance
Through some of the country’s leading disability providers, we can help you design and implement appropriate personal and business disability insurance plans that will help you and your employees replace the flow of income lost due to periods of sickness or following an accident.

Long-Term Care Insurance
Through Legacy Insurance Brokerage we are able to provide you access to many high-quality long-term care providers. Long-term care is a key component of any estate plan.

Employee Benefits
Our custom-designed, qualified and non-qualified employee benefit programs include:
- Equity Split Dollar plans, which use corporate dollars for personal insurance
- Executive Bonus plans, which are fully tax-deductible to the employer and totally selective in participation
- Deferred Compensation plans, which provide maximum corporate flexibility and control
- Salary Continuation plans, which provide maximum security for key executives

Communication
One of the most important aspects of any relationship is communication. As your financial advisors, we place a great deal of emphasis on the importance of making sure that you are involved in, understand, and support the process by which we address your overall needs.

*Securities and investment advisory services offered solely through Registered Representatives and Investment Advisor Representatives of Equity Services, Inc.